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For commercial ventures, The Independent Advantage is an exceptionally rich network, working for you, to fund your commercial clients needs. Whether they are entrepreneurs or Fortune 500 firms, you can offer your agency clients structuring for business loans, leases or turnkey financing.

First, identify the Loan Type, Size and Purpose for the commercial financing. Your clients loan is either a match for CONVENTIONAL or SBA SMALL BUSINESS LOANS.

Our preferred SBA Lender can consider loans of up to $3 million for small family-owned to mid-sized businesses in just about every category for new purchases or refinancing of existing debt.

 

NOTE: Since SBA guidelines restrict real estate loans to properties that are occupied 51% by business owners, they cannot finance strip shopping centers, multi-family apartments or investment property.

  1. COMMERCIAL MORTGAGES

    - Building Purchases
    - Refinance Existing Mortgage
    - Construction Loan
    - Building Improvement

  2. FRANCHISE FINANCING

    - Capital For New Franchise
    - Expansion

  3. HOSPITALITY FINANCING 

    - Hotel
    - Motel
    - Inn and Bed & Breakfast

  4. BUSINESS ACQUISITIONS OR START-UPS

    - Manufacturing, Including:
        Inventory
        Working Capital
        Receivables
        Purchase of Equipment

    - Retail 
    - Service 
    - Restaurants 
    - Medical Services 
    - Mail Order 
    - Start-Ups 

Click here if your Commercial Financing falls into any of the above categories

If your commercial clients financing request does not fit the profile of the above loan categories, please refer to the below Conventional Loan Project Type List.

Our network of CONVENTIONAL LENDERS can consider construction loans, new purchases or refinancing of existing debt for larger projects.

 

NOTE: Conventional Lenders will consider real estate loans of properties occupied by business owners, and will finance strip shopping centers, multi-family apartments and will finance a multitude of investment property types.

Some Conventional Loan Project Types Include:

- Construction Permanent Real Estate Financing
- Real Estate Mortgage Financing  (includes Conventional and FannieMae  residential multi-family, shopping centers, office buildings, and self-storage facilities, industrial buildings, mobile home parks, nursing homes, hospitals, resort and franchise developments)
- Structured Commercial Financings
- Asset Based Financing
- Receivables Factoring (includes Medical Receivables)
- Software and Equipment Leasing Programs
- International Trade Services (includes international factoring, import/export financing and letters of credit)

If your commercial lines customers project request falls into any of the above categories, CLICK HERE